Tulsa General Liability Insurance
Who Needs General Liability Insurance?
Most businesses: Any business that interacts with clients
or customers can benefit from having general liability insurance.
Specifically, consider this coverage if:
Your business has a physical location where customers might visit.
You work with client property.
You or your employees represent clients or meet with them face-to-face.
You advertise or promote your business.
Commercial Propierties
Commercial Property Insurance:
Protects: Buildings, equipment, inventory, and other physical assets owned or leased by the business.
Covers: Losses from fire, theft, vandalism, and other covered perils.
Purpose: To help the business recover from damage or loss to its physical property, preventing financial ruin.
General Liability Insurance:
Protects:
The business from lawsuits and claims alleging that the business caused bodily injury, property damage, or other harm to third parties.
Covers:
Medical bills, property damage, legal fees, and other expenses associated with such claims.
Purpose:
To shield the business from the financial burden of third-party claims and lawsuits.
Builders Risk
Machinery
Provides coverage against unforeseen and sudden physical loss or damage to machines.
Equipment insurance pays to repair or replace a contractor's moveable tools and equipment if lost, damaged, or stolen. It's also called contractors equipment insurance and is a good fit for tradespeople who commute to job sites.
Builders risk insurance (also known as course of construction or inland marine coverage) insures the materials, fixtures and/or equipment to be permanently installed during the construction or renovation of a building or structure should those items sustain physical loss or damage from a covered cause.